Farmers & Agribusiness Protection

Agriculture Insurance

Travel Insurance provides comprehensive financial security against unexpected medical emergencies, trip cancellations, lost luggage, and flight delays while you are away from home. Essential for visa compliance and global peace of mind.

Crop Security

Protection against weather and pest damages.

Livestock Cover

Financial safety for dairy and poultry animals.

Agri-Equipment

Coverage for tractors and farming machinery.

RISK COVERAGE

What is Covered?

Our Agriculture Insurance policy safeguards the entire agricultural ecosystem from planting seeds to harvesting, and rearing livestock to operating advanced machinery.

Natural Disasters

Loss of crops due to floods, cyclones, droughts, hailstorms, and unseasonal rainfall.

Pests & Crop Diseases

Yield reduction caused by uncontrollable insect attacks or widespread plant diseases.

Livestock Death

Compensation for the sudden death of insured cattle or poultry due to accidents or epidemics.

Aquaculture & Fisheries

Protection against fish stock loss due to flash floods, poisoning, or waterborne diseases.

Farm Machinery Damage

Repair or replacement costs for tractors, harvesters, and irrigation pumps damaged accidentally.

Yield Shortfall (Revenue)

Financial support if the actual crop production falls below the guaranteed historical average.

Types of Agriculture Insurance

1. Crop Insurance

Covers seasonal and cash crops (rice, jute, potatoes) against weather anomalies and pests.

2. Livestock Insurance

Specific coverage for dairy cows, beef fattening farms, and commercial poultry flocks.

3. Aquaculture Insurance

Designed for fish farmers and hatchery owners to protect aquatic stock investments.

4. Agricultural Machinery Insurance

Insures heavy farming equipment against fire, theft, and accidental breakdown.

Who Should Take It?

Bank Loan Requirement: Banks and financial institutions often require valid agriculture insurance to approve farming and agri-project loans in Bangladesh.

ADVANTAGES

Key Benefits

Financial survival during devastating crop failures

Resilience against extreme climate change impacts

Fast claim settlement to quickly resume next season's farming

Customized premium slabs for small & large farms

Easier access to institutional agricultural loans

Exclusions

What is Not Covered?

Documentation

Required Documents

REIMBURSEMENT

Claim Process

1

Immediate Intimation

Notify our office or local agent immediately after the natural disaster or animal death.

2

Field Inspection

Our agricultural surveyors or veterinary officers will inspect the farm to assess the actual loss.

3

Submit Documents

Provide the required damage reports, vet certificates, and land records to the claims department.

4

Fund Disbursement

Upon approval, the claim amount is transferred directly to the farmer's or bank's account.