Fire Insurance

Fire insurance means insurance against any loss/ damaged caused by fire. Fire represents one of the greatest hazards that an organization can encounter. Each year several thousands of lives are lost to fires, tens and thousands of people are injured, and huge amounts of financial losses are sustained due to destruction of property or damage by fires.

Complete Protection

Extensive coverage for your property and stock.

24/7 Support

Dedicated assistance whenever you need it.

Flexible Coverage

Options tailored to your requirements.

FIRE INSURANCE COVERAGE

What is Covered?

Our policy is designed to protect your assets buildings, machinery, stock, and equipment against a wide range of unexpected risks and physical damage.

Fire & Lightning

Direct damage caused by accidental fire and lightning strikes.

Explosion & Implosion

Coverage for sudden explosions of boilers or industrial gas equipment.

Natural Disasters

Optional coverage for floods, cyclones, storms, and earthquakes.

Riot & Strike (RSD)

Damage resulting from malicious acts, riots, or civil commotions.

Types of Insurance

1. Standard Fire Policy

The basic policy covering standard risks like fire, lightning, and explosion for general properties.

2. Industrial All Risk (IAR)

A comprehensive package for large industries covering machinery breakdown and business interruption alongside fire.

3. Consequential Loss

Compensates for the loss of profits and fixed expenses if business operations are halted due to fire damage.

Who Should Take It?

Key Benefits

Protect your business and assets with flexible insurance solutions. Designed to minimize financial risks, ensure operational continuity, and provide absolute peace of mind when you need it most.

Financial survival during major disasters.

Cost-effective premium rates for bulk assets.

Peace of mind for investors and bank loans.

Customizable coverage add-ons available.

Exclusions

What is Not Covered?

Documentation

Required Documents