Daily Allowance Plan
Hospicash Insurance provides a fixed daily cash benefit for every day you spend in the hospital. Use this cash to cover non-medical expenses like transport, attendant's food, or compensate for your loss of income during recovery.
Get a guaranteed daily amount, regardless of the hospital bill.
Only your hospital discharge summary is needed to claim.
Works perfectly alongside your regular health insurance policy.
Unlike traditional health insurance that pays for medical procedures, Hospicash provides direct financial support to you. You are free to use this cash exactly how you need it.
A fixed pre-decided amount (e.g., BDT 1000 - 5000) for each day of continuous hospitalization.
If admitted to the ICU, the daily cash allowance is typically doubled to cover higher incidental costs.
Cash benefits apply whether the hospitalization is due to a sudden illness, fever, or a physical accident.
A lump sum bonus payment if the hospital stay exceeds a specific duration (usually 10 or 14 days).
Use the cash to pay for the daily meals, accommodation, and transport of the family member staying with you.
Helps compensate for the wages or business income lost during the days you were confined to the hospital bed.
Pays directly to the hospital for your medical treatment, medicines, and surgery bills. It does not cover your travel or personal expenses.
Pays the money directly to your bank account based on the number of days you stayed in the hospital. You decide how to spend this money.
You can claim Hospicash even if your hospital bill is fully paid by another health insurance or your employer.
Use the cash for food, transport, or household bills. No questions asked.
Claim simultaneously alongside your standard health or corporate insurance.
No need to submit pharmacy or test bills. Discharge summary is enough.
Premiums paid for Hospicash are eligible for tax rebates under existing laws.
Get admitted to a registered hospital for a minimum of 24 continuous hours.
Notify our claims department via phone or email during your hospital stay.
Upload or submit your discharge summary and claim form after going home.
The total calculated daily allowance is directly transferred to your bank account.
