Personal Accident Insurance Policy
Secure Your Peace of Mind Against Life’s Unforeseen Circumstances.
Accidents happen unexpectedly, bringing physical pain and substantial financial stress. Republic Insurance PLC provides direct financial compensation against violent, external, and visible accidental bodily injuries.
Around-the-clock global protection on duty, at home, or while traveling.
Full capital sum payout for accidental death and permanent total disability.
Instant policy coverage takes effect immediately upon issue.
Accidents can happen anywhere—at home, on the road, or at the workplace. Our policy ensures that you and your dependents are financially cushioned from the severe impacts of such events.
If an accident leads to death within 12 months of the event, 100% of the Sum Insured is paid to the nominee.
100% payout if the insured loses two limbs, both eyes, or is permanently paralyzed due to an accident.
A percentage of the Sum Insured is paid for the permanent loss of a specific body part (e.g., loss of one eye or a finger).
Reimburses the hospitalization and treatment costs incurred immediately following the accident (up to a specified limit).
Provides an additional lump sum amount for the education of dependent children in case of the insured's accidental death or PTD.
Covers the cost of transporting the mortal remains from the accident site to the residence, including funeral costs.
Only pays the hospital for your medical treatment bills. It stops paying once you are discharged, even if you are disabled and cannot work.
Pays a direct lump sum amount to you or your family in case of disability or death. This money replaces your lost income and secures your family's daily living costs.
The premium for PA insurance is significantly lower than life insurance, making it a highly cost-effective safety net.
Acts as an income substitute if an accident permanently affects your ability to work.
Provides protection 24 hours a day, 365 days a year, anywhere in the world.
Policy can be issued instantly without the need for pre-policy health check-ups.
Organizations can buy Group Personal Accident (GPA) policies to cover all employees.
Notify the insurance company in writing or via hotline immediately after the accident.
File a General Diary (GD) or FIR at the local police station regarding the accident.
Submit the medical reports, disability certificate, or death certificates as applicable.
Upon successful assessment, the lump sum compensation is paid directly to the insured or nominee.
